Pricing
Explore PalkkaOnline’s services and pricing on this page. We provide transparent information about the pricing of our services and the features of the different packages. Our goal is to offer flexible and cost-effective solutions that meet the needs of both light entrepreneurs and businesses.
PalkkaOnline
New price – still Finland's most secure
0 €
Easy to get started – register and create an invoice for free
- Registering for the service is quick and doesn't tie you to anything
- You get your credentials right away and can start creating invoices free of charge
- Test your business idea risk-free – costs only arise if you withdraw a salary
1.9 %
Withdrawing your salary – pay only for actual use
- When your salary is paid, we charge a 1.9% service fee on the salary being withdrawn
- PalkkaOnline Security 1.5%, includes our extensive insurance
Campaign
Campaign valid until 31.7.2026.
A top benefit for new light entrepreneurs
- 0.99% service fee for the rest of the year. The earlier you join, the longer you can take advantage of the benefit!
- Try it with no commitment
- Register by the end of July and the offer is automatically applied!
Campaign benefit
Our service fee now
0.99%
/of the salary you withdraw
Normally our service fee is 1.9% of the salary you withdraw. The fee is charged only when you withdraw your salary.
- Campaign price valid until the end of 2026
- From the start of 2027, the normal 1.9% service fee applies
Service fee
Our service fee is 1.9% of the salary you withdraw. The fee is charged only when you withdraw your salary.
Service fee
Our service fee is 0.99% of the salary you withdraw.* The fee is charged only when you withdraw your salary.
- User support online and by phone
- Pay slips straight to your own online bank
PalkkaOnline Security
The most comprehensive insurance in the industry!
PalkkaOnline Security is 1.5% of the salary you withdraw. The fee is charged only when you withdraw your salary.
- Automatically included for everyone
- Liability insurance with €1,000,000 coverage
- Accident insurance with a daily allowance based on invoicing
- Invoice collection
Advance salary – payment before the invoice due date
Payment to the worker before the invoice due date. The advance salary fee is 5% of your invoice amount.
Express salary – faster payment
When you make a withdrawal request on a business day before 3:00 p.m., you get the money into your account the same day. The express salary fee is 1% of your invoice amount.
PalkkaOnline Security
Security
Light entrepreneur protection
Protection for the light entrepreneur is an essential part of secure self-employment. The protection package makes sure you’re covered against possible accidents and damages in your work. PalkkaOnline Security is automatically included in the light entrepreneur service, so both you and your clients can work with peace of mind.
- Accident insurance with daily allowance!
- Liability insurance
- Invoice collection
- Price 1.5% of the salary you withdraw
Pricing
Our invoicing fee is 5% of the salary you withdraw. The fee is charged only when you withdraw your salary.
- Liability insurance with €1,000,000 coverage
- Accident insurance with a daily allowance based on invoicing
- User support online and by phone
- Pay slips straight to your own online bank
Express salary – faster payment
When you make a withdrawal request on a business day before 3:00 p.m., you get the money into your account the same day. The express salary fee is 1% of your invoice amount.
Advance salary – payment before the invoice due date
Payment to the worker before the invoice due date. The advance salary fee is 5% of your invoice amount.
Laske palkkasi
Syötä bruttopalkka ja veroprosentti. Laskuri näyttää mitä palkasta vähennetään, mitä verotetaan ja mikä on palkkasi.
Olet YEL-velvollinen, mikäli tulosi kevytyrittäjänä ylittävät 9.423,09 € vuodessa.
Note! The calculator doesn’t take our campaign’s reduced service fee into account.
See our campaign offer
PalkkaOnline
Making it easy to sell and buy professional work
Joining PalkkaOnline and invoicing are free
In addition to the invoicing software, our service includes insurance for all users. On top of that, every user of the service can get support from our experts in using the software if they wish. PalkkaOnline knows the legislation and the insurance industry. Legislation also guides what we do.
Get in touch with us if you have questions about legislation or insurance relating to light entrepreneurship or hiring a light entrepreneur!