FREQUENTLY ASKED
QUESTIONS

Ei, rekisteröityminen ja palvelun käyttö on ilmaista. Maksat vain palkan nostamisesta palvelumaksun.

Setting up a business is not hard, but taking on the many responsibilities of self-employment is not for everyone. As a traditional entrepreneur, you are responsible for ensuring that all declarations and payments are made on time, even if you use an accountancy firm.

That's why many people choose light entrepreneurship. We take care of the administrative and legal obligations of self-employment for you. You will be compensated for your work in the form of a salary, after deduction of all expenses. It's also a great way to practise entrepreneurship before possibly becoming a traditional entrepreneur!

When you invoice your work through PalkkaOnline, you have no other obligations as a self-employed person other than taking care of your YEL insurance. If you wish, we can also take care of that for you, as long as you decide on the level of your pension insurance yourself.

For accounting and tax purposes, you are an employee. The Unemployment Insurance Act also treats a light entrepreneur as an entrepreneur.

As a light entrepreneur, you can still get an adjusted daily allowance if your entrepreneurial activity is considered to be low. For pension insurance, you are covered by the YEL. You must take out YEL insurance if you meet the criteria for compulsory insurance.

By using the Billing Service, you agree and confirm that you are not in an employment relationship with your client within the meaning of the Employment Contracts Act.

We don't have a minimum amount you can charge. So you can charge us for a short cleaning job, for example. Please note that when you raise your salary, our minimum service fee is 10 €.

You can also invoice individuals through PalkkaOnline. It is possible for the person ordering the work to receive a household tax deduction for their share of the work, provided the tax authorities' conditions are met.

Your salary can be withdrawn with a one-day delay once your customer has paid the invoice. If you make a withdrawal request through our system before 3pm, your salary will be in your account the next working day.

No worries. We can also take care of debt collection if you want.

Yes. Users of billing services will be classified as entrepreneurs for pension insurance purposes from 1 May 2017. This means that if your annual income exceeds the minimum threshold for YEL insurance, you must have YEL insurance. The minimum or lower limit for YEL insurance in 2022 will be 8261.71 euros.

We've made the YEL insurance process as straightforward as possible, and you can manage your YEL insurance conveniently through us.

Your chances of getting unemployment benefit as a light entrepreneur depend on how extensive your work as a light entrepreneur is. If you are unemployed and receive income maintenance or basic unemployment benefit, you may lose your right to unemployment benefit if you are employed as a light entrepreneur kokopäiväisesti. Päätöksen kokopäiväisyydestä tekee aina työvoimaviranomainen.

For more information, click here to read more.

Useimmat alat sopivat kevytyrittäjyyteen. Tarkista alasi sopivuus PalkkaOnline-palvelusta tai ota yhteyttä asiakaspalveluumme.

YEL-vakuutus on otettava, kun vuosityötulosi ylittää lain määrittämän minimirajan. Vakuutuksen hinta riippuu työtulosi määrästä ja vakuutuksen kattavuudesta.

Ennakkopalkka: Voit nostaa palkan ennen asiakkaan maksua. Sisältää pikapalkan ominaisuuden ilman lisäkuluja.

Pikapalkka: Saat palkkasi nopeasti tilillesi ilman tavallisia pankkiviiveitä heti laskun maksun jälkeen.

Jos olet jo lähettänyt väärin tehdyn laskun, sinun tulee luoda hyvityslasku alkuperäisen laskun korjaamiseksi. PalkkaOnline-palvelussa tämä on suoraviivaista:

1. Avaa alkuperäinen lasku PalkkaOnline-järjestelmässä.

2. Klikkaa ”Luo hyvityslasku” -painiketta. Järjestelmä luo automaattisesti hyvityslaskun, joka kumoaa alkuperäisen laskun.

Hyvityslaskun luominen ja lähetys on tehty mahdollisimman yksinkertaiseksi ja suoraviivaiseksi PalkkaOnlinessa. Jos kuitenkin kohtaat ongelmia tai tarvitset lisätietoja, PalkkaOnlinen asiakaspalvelu on valmis auttamaan sinua prosessin jokaisessa vaiheessa.